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Bank History

Citizens Bank & Trust Company opened in Ardmore, Oklahoma on September 18, 1978; we have proudly served our customers since then.

Over the course of time, we became a state federal reserve bank and opened four branches and seven ATMs that are located throughout Ardmore, Oklahoma. Please continue reading for more details on our history.

Citizens Bank & Trust Company

Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank and our bank’s name then was Citizens National Bank. We moved to our current location at 1100 North Commerce Street in 1979. We reopened the downtown location as a branch of the bank in January 1984.

In November 1991, we converted to a state federal reserve bank, which prompted us to change our name to Citizens Bank of Ardmore. In 1995, Citizens Bank of Ardmore opened two more branches to the bank: one in the rural community of Dickson and the other inside of the Walmart Supercenter in Ardmore.

In March 1997, we opened our trust department and officially became Citizens Bank & Trust Company.