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Here at Citizens Bank & Trust Company, we offer many different types of loans. We offer loans secured by real estate, automobiles, stocks, livestock, recreational vehicles, equipment, oil & gas, and certain other items.

Our loan staff is ready and able to meet your needs. Please feel free to contact any of our loan officers as no appointment is necessary.*

Mortgage Loans

We offer a full range of mortgage loans. Please see a loan officer at the main bank for more  information.

You can download the URLA application form below. Upon filling out, you may email the filled application to or bring the application to our main branch.

Consumer Loans

We also offer a variety of consumer loan options.

National Automobile Dealers Association (NADA)

Get values on all of your vehicles on the NADA website.

*All of our loans are calculated using the simple interest method. Credit applications can be picked up, or mailed from, any of our four bank locations.